Accounts & Services
Checking Accounts
Regular Checking
Minimum Balance to open $250.00
Business Checking
Minimum Balance to open $250.00
Other Interest Bearing Deposit Accounts
NOW Account
Minimum Balance to open $1,000.00
Money Market
Minimum Balance to open $1,000.00
Savings
Minimum Balance to open $50.00
Business Savings
Minimum Balance to open $50.00
Certificates of Deposit
| Time Period | Minimum Balance to Open |
|---|---|
| 182 days | $1,000.00 |
| 1 year | $1,000.00 |
| 2 years | $1,000.00 |
| 3 years | $1,000.00 |
| 4 years | $1,000.00 |
| 5 years | $1,000.00 |
Individual Retirement Account Certificate of Deposit
18 Months
Minimum Balance to open $100.00
The APY assumes funds will remain on deposit for a full year at the advertised rate. A penalty may be imposed for early withdrawal.
All Annual Percentage Yields Are Subject To Change Without Notice. Please Contact Citizens State Bank For Current Annual Percentage Yields.
Disclosures:
Consumer
- Personal
- Vacation
- College
- Appliance
- Auto
- Boat
- Recreational Vehicle
- Mobile Home
Commercial
- Equipment
- Agricultural/Livestock
Real Estate
- Home Construction/Permanent
- Home Improvement
- Farm and Ranch Land
- Home Equity
Commercial Real Estate
- Business Property Construction/Permanent
- Investment Property
All Loans Are Subject To Credit Approval
Citizens State Bank
offers the following products and services for your convenience
- IRAs
- Image Statements & Checks
- E-Statements
- Overdraft Protection
- Debit Cards
- MasterCard Business Debit Cards
- Internet Banking
- Mobile Banking
- 24 Hour ATMs (Corrigan and Groveton locations)
- Cashier’s Checks
- Safe Deposit Boxes
- Personal Money Orders
- Electronic Funds Transfers
- Wire Transfers
- Outgoing/Incoming Collections
- Night Deposit
Citizens State Bank is always looking forward to adding quality new products and services to meet the needs of our customers. Please refer periodically to this page for our newest feature and service.
Online Banking
Our unique Online Banking offers many features that can be customized to fit your needs.